Cryptocurrency Gaining Traction in the Big Leagues March 5, 2021 The two largest card networks have long touted interest in supporting cryptocurrency transactions. In mid-February, Mastercard Inc. announced full intentions of enabling consumers to send and receive crypto transactions natively by the end of 2021. Within the same week, Visa Inc. made an announcement of …
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Analyze Holiday 2020 Fraud February 26, 2021 The holiday season has come and gone, which means that there is planning ahead for the 2021 season. Planning further entails looking at 2020 holiday fraud-prevention tactics to identify best practices and areas for improvement. One of the key differences has been the trend to earlier holiday sales …
Nordic Countries Lead by Cashless Example February 19, 2021 Before the pandemic necessitated contactless payments, the use of cash was declining in light of e-commerce, fintech innovation and mobile wallets. The 2020 McKinsey Global Payment Report found that across select emerging markets, cash payment shares dropped an average of 17.8% between 2010 and 2020 (from …
Real Time Payments and the Head Start Needed for Secure Online Navigation February 9, 2021 ACI Worldwide long predicted the nascent rise of real-time payments for 2020—even before the start of the pandemic. Access to digital payment methods meant keeping people indoors and safe as well as businesses afloat. At a recent ACI Edge Virtual …
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Financial Services Regulation Commence between U.K, EU January 28, 2021 Talks are slated to commence between the EU and U.K over regulation of the financial service sector since Brexit has now taken effect. A largely overlooked factor during Brexit negotiations, the U.K and EU instead elected to draft a Memorandum of Understanding to enact a …
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Adapt & Innovate: Digital Markets during COVID-19 January 21, 2021 Increasingly, merchants have had to adapt to a digital marketplace since a swell of consumers adhered to stay-at-home orders. Travel, retail, and hospitality sectors had to contend with the adoption of contactless, online and mobile payments, accelerating the need to modernize. In this series, we …
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The Priceless Planet Mastercard Coalition January 13, 2021 Since January 2020, Mastercard has spear-headed the Priceless Planet Coalition, an assembly of partners dedicated to tree restoration of more than 100 million tress in the next five years. In a recent press release, Mastercard has named dozens of new contributors to the program, which marries a …
New Rules, New Protections January 7, 2020 Strong Customer Authentication (SCA) implementation is fast approaching EU regulatory deadlines. The new regulation, that includes card-not-present and eCommerce payments, is due for enforcement on December 31, 2020 in the EU and September 14, 2021 in the UK. As with any new system, SCA has its own challenges …
Payment Trends Throughout Europe December 30, 2020 There are a multitude of payment methods used across Europe for online transactions. Credit cards, Paypal and bank transfers each have their own merits, so which methods are the most popular? And how do they compare across the continent? Aravato took an in-depth look at trends in the …
Nu Data Fraud Risk Analysis Account Takeover Attacks December 24, 2020 Attack by Customer Placement Account takeover attacks (ATOs) at login comprise most of the high-risk traffic generated online. The size and scale of these attacks enable login credentials to be accessed cheaply and easily. Travel and eCommerce industries receive a larger variety of …
